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Commercial Auto Insurance For Businesses

Joseph Coupal - Thursday, May 17, 2012

Many businesses have special auto insurance needs. If your business uses autos for business purposes such as delivery or good or transporting people, if you rent out cars and SUVs for compensation, or if your vehicles are used to meet clients or to transport employees your business needs commercial auto insurance.

If you have commercial auto insurance, you should know that generic commercial auto insurance does not always work for every business or provide the coverage that you require.  That is why TriState Business Insurance divides small businesses in MD, VA, and DC into industry-specific categories. This way we can provide to you better, more targeted auto insurance for your business.

There is a reason for commercial auto insurance. Make sure your business and your employees are properly insured and save your business from unwanted risk.

Tristate Business Insurance offers business auto insurance solutions specifically designed for companies just like yours, contact us.

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An Accident is the Wrong Time to Find out You Have the Wrong Commercial Vehicle Coverage

Joseph Coupal - Tuesday, January 31, 2012

Your employees personal car insurance will not cover any work liability.  If you need commercial vehicle insurance quotes, keep in mind that there are many factors to be considered when getting a quote.

If you have employees that use their cars for business, or use your cars for business, you may need some form of commercial vehicle insurance. Whether you transport or haul or contractor you need the best commercial vehicle coverage. An auto accident is the wrong time to find out that you have the wrong vehicle coverage.
 
Commercial vehicle insurance quotes center around the type of business you run, how long you have been in business, who will be driving, and how many vehicles you are insuring. Also, you may need a 'fleet insurance' quote, if you have more than four vehicles.

Contact TriState Business Insurance, we can help you with specific commercial auto coverage.  

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Protect your Business with Valet Service Liability Insurance

Joseph Coupal - Thursday, December 15, 2011

If you offer valet services you need valet service insurance. Valet service is not just parking, valet services provide personal services to hotel guests, such as ironing clothes, laundering, dry cleaning, garment repair and shoe shining. Hotels are the clients of valet services, who use them with the goal of increasing their level of customer service.

Parking garages, restaurants, bars, hotels, theatres, hospitals and nightclubs also use valet services for parking.

General Liability Insurance for Valet Services – The above businesses that offer valet parking  services have significant exposure for valet services. Your employees could crash your customer’s vehicles or a vehicle could be broken into or vandalized while parked.
 
Your business can have Garagekeepers Legal Liability as a stand-alone policy or you can have it endorsed onto the General Liability policy of your business insurance.
 
Whether you hire a valet service or provide your own make sure you protect yourself from the potential problems that come along with auto liability. Contact TriState Business Insurance for more information on Valet Service Liability Insurance.

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