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An Accident is the Wrong Time to Find out You Have the Wrong Commercial Vehicle Coverage

Joseph Coupal - Tuesday, January 31, 2012

Your employees personal car insurance will not cover any work liability.  If you need commercial vehicle insurance quotes, keep in mind that there are many factors to be considered when getting a quote.

If you have employees that use their cars for business, or use your cars for business, you may need some form of commercial vehicle insurance. Whether you transport or haul or contractor you need the best commercial vehicle coverage. An auto accident is the wrong time to find out that you have the wrong vehicle coverage.
 
Commercial vehicle insurance quotes center around the type of business you run, how long you have been in business, who will be driving, and how many vehicles you are insuring. Also, you may need a 'fleet insurance' quote, if you have more than four vehicles.

Contact TriState Business Insurance, we can help you with specific commercial auto coverage.  

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Insurance Needs for Delivery Vehicles

Joseph Coupal - Wednesday, October 12, 2011

Most people use a car to get to work, but what if you have drivers and cars for work. Delivery drivers and businesses have special auto insurance needs.

Personal auto insurance will not cover your employees who use their own cars to deliver pizzas or flowers.Only commercial auto policies cover cars used for commercial purposes.  Personal insurance policies do not cover cars that are used for business purposes unless they are insured for that purpose.
 
A commercial auto insurance policy is needed if:

  • If a vehicle is driven for business purposes, for delivery or good or transporting people, your business needs commercial auto insurance.
  • If your vehicles are rented out for compensation
  • If a your vehicles are used to meet clients or to transport employees.
In terms of  pizza delivery, which is one of the most common types of commercial services, there are commercial auto policies for pizza delivery drivers. Pizza delivery liability insurance is available in Va, MD and DC, and in most states. Delivery insurance covers risks beyond driving accidents.

Contact TriState Insurance for commercial auto or delivery insurance needs.
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Different Businesses need Different Commercial Auto Insurance Coverage

Joseph Coupal - Wednesday, August 03, 2011

Are you looking for commercial auto insurance quotes? If so, remember that there are many factors that figure into making that quote. TriState Business Insurance can help you if you require specific commercial auto coverage, high liability insurance limits, operate an unusual vehicle, haul specific or special types of equipment, transport goods or people, or have other special needs.

If you are in business for yourself or working for others you may need some form of commercial vehicle insurance. Whether your business is a hauler, transporter, contractor or other business that has vehicles, you need the best coverage for your money. As a business owner, the last thing you want to think about is having the wrong or insufficient coverage at the time of an accident.

Commercial auto insurance quotes are based on specific details that differ from those required for personal vehicle insurance. These details center around the type of business you run, how long you have been in business, who will be driving, and how many vehicles you are insuring.

The business and use of the vehicles changes the policy, so when looking at insurance quotes be sure you are comparing apples to apples. For example, if your cars will be used to deliver pizza or to drive patients to medical appointments will make a difference in your quote. Also, you may need a 'fleet insurance' quote, if you have more than four vehicles.

Providing detailed information concerning your business and its vehicles will help in obtaining the most accurate quote for the commercial vehicle insurance coverage you need. Contact TriState Business Insurance for your commercial vehicle insurance needs.

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