Tristate Business Insurance Blog

Did you know that if you or your employees are using personal vehicles for business and you get in an accident, the accident may not be covered under your personal auto policy? It is true.

Commercial automobile insurance is there for a reason. Make sure your employees are properly covered and save your business from unwanted risk.
 
With commercial auto insurance, the policy should include liability, property, injury, medical, collision and comprehensive, un- and underinsured motorist, towing and rental.

Every business has specific needs however. Perhaps yours is seasonal, or maybe your are in the towing business. Perhaps you are in the livery business or transport expensive merchandise. Contact TriState Business Insurance for your specific commercial auto insurance needs in the DC, Virginia, and Maryland area.

There are quite a few commercials and marketing campaigns out there that ask consumers to buy direct from the insurance company. If you can do that, then why buy your commercial insurance from an insurance broker?

A business insurance broker is considered the liaison between you, the client, and the insurance company. This makes the broker unique; the broker works for no one insurance company. A business insurance broker works with numerous insurance companies, offering a competitive advantage to small businesses.

A business insurance broker has one task, to match up your business with the right insurance company and plan. Not the only plan, an insurance broker has many companies and plans to choose from.  A business insurance broker offers competitive rates to business, and we eliminate the need for businesses to use their time requesting multiple quotes.

For information on and examples of the competitive advantage TriState Business Insurance can offer you, contact us.

Are you looking for commercial auto insurance quotes? If so, remember that there are many factors that figure into making that quote. TriState Business Insurance can help you if you require specific commercial auto coverage, high liability insurance limits, operate an unusual vehicle, haul specific or special types of equipment, transport goods or people, or have other special needs.

If you are in business for yourself or working for others you may need some form of commercial vehicle insurance. Whether your business is a hauler, transporter, contractor or other business that has vehicles, you need the best coverage for your money. As a business owner, the last thing you want to think about is having the wrong or insufficient coverage at the time of an accident.

Commercial auto insurance quotes are based on specific details that differ from those required for personal vehicle insurance. These details center around the type of business you run, how long you have been in business, who will be driving, and how many vehicles you are insuring.

The business and use of the vehicles changes the policy, so when looking at insurance quotes be sure you are comparing apples to apples. For example, if your cars will be used to deliver pizza or to drive patients to medical appointments will make a difference in your quote. Also, you may need a 'fleet insurance' quote, if you have more than four vehicles.

Providing detailed information concerning your business and its vehicles will help in obtaining the most accurate quote for the commercial vehicle insurance coverage you need. Contact TriState Business Insurance for your commercial vehicle insurance needs.

Business owners must protect themselves with business liability insurance, workers compensation, and a host of other commercial insurance needs. Restaurants, bars and taverns are no different in that they need protection; however the types of insurance they need is much more comprehensive.

You invest your time, money and effort toward running your restaurant or your bar, so you should operate with confidence that your bar or restaurant insurance is comprehensive and ready to protect you against even the most unlikely of circumstances.

At TriState Business Insurance, we consult you on the wide-range of restaurant and bar-related coverage that applies universally across the hospitality industry as well as the liability needs that are unique to your restaurant, bar, or tavern.

However, with bars, pubs and taverns the needs are different. Like many industries, coverage for your business is tailored to your potential exposure. TriState specializes in providing the right protection for bar and tavern owners. We understand that your insurance risks and needs are much different than any other industry.

One of our specialties is restaurant, bar and tavern liability. Contact us to see  how you and your business can be better protected.