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Protect your Business with Valet Service Liability Insurance

Joseph Coupal - Thursday, December 15, 2011

If you offer valet services you need valet service insurance. Valet service is not just parking, valet services provide personal services to hotel guests, such as ironing clothes, laundering, dry cleaning, garment repair and shoe shining. Hotels are the clients of valet services, who use them with the goal of increasing their level of customer service.

Parking garages, restaurants, bars, hotels, theatres, hospitals and nightclubs also use valet services for parking.

General Liability Insurance for Valet Services – The above businesses that offer valet parking  services have significant exposure for valet services. Your employees could crash your customer’s vehicles or a vehicle could be broken into or vandalized while parked.
 
Your business can have Garagekeepers Legal Liability as a stand-alone policy or you can have it endorsed onto the General Liability policy of your business insurance.
 
Whether you hire a valet service or provide your own make sure you protect yourself from the potential problems that come along with auto liability. Contact TriState Business Insurance for more information on Valet Service Liability Insurance.

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Do not Wait Until You Need Umbrella Liability Insurance for Your Business

Joseph Coupal - Tuesday, September 20, 2011

Umbrella liability insurance is also known as business umbrella insurance or commercial umbrella insurance for small businesses. Commercial Umbrella provides additional protection when your existing liability insurance policies cannot cover all expenses.

Umbrella liability insurance protects you when accidents happen. When serious situations arise, umbrella liability or excess liability policies add another layer of protection to other insurance policies such as general liability. Umbrella liability insurance will help ensure that your business is protected. Unfortunately, accidents to happen.

Umbrella liability insurance is generally the most affordable way to get higher policy limits on small business insurance policies.

Contact TriState Business Insurance for more information on how Umbrella Liability Insurance can help your business.

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Limit Liability with the Right Pub and Nightclub Insurance

Joseph Coupal - Wednesday, September 14, 2011

Chances are that as a bar, nightclub or pub owner, you have business insurance coverage including general liability,  property and liquor. But are you covered for all the potential exposure? What about your bouncers?

You have to admit, Virginia, Maryland and DC have some hot spots for nightlife. The nightlife business is big business. In D.C. alone patrons can pay $10 or more for a drink; bars and clubs can be big money spots, or so your patrons can believe.

When starting or running a bar or night club, there are many risks and liabilities that need to be considered very carefully.
 
Tristate Insurance has the experience to make sure your bar, pub or nightclub has the proper insurance coverage. The potential liability exposure needs to be brought down to a minimum, the potential risk needs to be controlled; there are a many consideration to take into account.
 
Contact Tristate Insurance for a consultation with one of our insurance professionals. It’s the best place to start to protect your business.

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