Tristate Business Insurance Blog

RSS Grab the Tristate Business RSS Feed!

Get e-mail notifications of new blog posts!
Enter email address below:

Delivered by FeedBurner

 

Liquor Liability Insurance for Any Business That Deals With Alcohol

Joseph Coupal - Thursday, February 16, 2012

When you own a restaurant, bar or nightclub, or any other business that deals in alcohol, you need liquor liability insurance. In the event of claims against your business, liquor liability insurance is insurance that protects your business against loss or damages.

Any business that deals with alcohol; whether that business manufactures, serves or sells it, liquor liability insurance is a must. Damages in suits that involve alcohol tend to be very high. This type of exposure to high liability can be very damaging to the financial security of your business. If your business serves or sells alcohol, be sure that you have the right amount of coverage.

Liquor liability coverage is available as a separate liability policy or as an add-on to your commercial liability insurance. Your standard liability coverage does not protect your business.

Virginia and Maryland are two of the few states that do not operate with Dram Shop Laws, while Washington, DC does, regardless of the laws in your state, Liquor Liability insurance is a must, contact TriState Business Insurance.

Comments (0) | Trackbacks (0) | Permalink

What is Liquor Liability Insurance? Do You Have it? And Do you Have Enough?

Joseph Coupal - Thursday, September 08, 2011

If your business deals with alcohol; manufactures, serves or sells it, you need liquor liability insurance. Liquor liability insurance is business insurance that protects your business against loss or damages as a result of claims against your business.

Most often of course, these claims are a result of an intoxicated customer of your business injuring themselves or others. Damages in these suits can be very high, and often business lack the right amount of coverage, exposing themselves to high liability. You may need this additional coverage if your business manufactures, sells, or serves alcohol.

You can buy liquor liability coverage as a separate liability policy or as an add-on to your commercial liability insurance. Keep in mind, that if you do not buy liquor liability, your standard liability coverage does not protect your business.

Rates for this insurance are based on the type of business, the location, and the business record.

While Virginia and Maryland are two of the few states that do not operate with Dram Shop Laws, your business, if it serves alcohol should have liquor liability.  DC does have Dram Shop Liability, and if your business serves alcohol, Liquor Liability insurance is a must.

.
Comments (0) | Trackbacks (0) | Permalink

1

Recent Posts

Tags

general liability auto insurance, MD, VA, DC home base business insurance, VA, MD, DC business insurance, VA, DC, MD independant contractors insurance, VA, DC, MD catering insurance home based catering insurance specialist insurance policy motor trade insurance, VA, DC, MD DC commercial auto, MD, VA, DC valet service insurance HVAC insurance, VA, MD, DC construction insurance business insurance broker workers' compensation insurance, VA, MD, DC insurance for independent contractors business insurance plan liquor liability insurance, VA, MD, DC insurance for valet services business insurance, MD, VA, DC comprehensive insurance policy independent brokers, VA, MD, DC insurance claims business liability insurance, VA, MD, DC specialty business insurance coverage contractors insurance, VA, MD, DC bar liability insurance business insurance coverage, VA, DC, MD business liability insurance workers comp, VA, MD, DC independent insurance brokers, VA, MD, DC commercial insurance brokers, VA, MD, DC commercial insurance policies business insurance garage insurance, VA, MD, DC workers comp insurance, VA, MD, DC workers' comp insurance costs, VA, MD, DC home based business insurance, MD, VA, DC bars and clubs consulting insurance business umbrella insurance home-based business insurance VA, MD, DC commercial automobile insurance quotes business interruption insurance delivery driver insurance business owners bar or nightclub insurance insurance policy workers' compensation, VA, MD, DC extra expense coverage commercial auto insurance fleet insurance garage owners insurance, VA, MD, DC liquor insurance workers' comp insurance coverage, VA, MD, DC insured businesses workers' comp, VA, MD, DC earthquake workers' compensation costs, VA, MD, DC small business insurance third party liability suit high liability insurance Consulant business insurance professional liability coverage, VA, MD, DC restaurant liability insurance liquor liability coverage insured loss TriState Business Insurance, VA general liability insurance, MD, VA, DC food borne liability insurance liquor liability insurance home based business insurance auto liability garage owners insurance, VA, DC, MD nightclub insurance Washington DC garage keepers legal liability TriState Insurance, VA commercial umbrella insurance umbrella liability insurance workers compensation insurance, VA, MD, DC liquor liability insurance coverage insurance policy, VA, MD, DC hurricane business insurance liability coverage VA MD DC commercial insurance quotes food borne illness coverage, VA, MD, DC workers comp business insurance brokers, VA, MD, DC liability coverage hurricane damage insurance broker umbrella insurance Virginia entrepreneurs small business owners small business insurance, VA, DC, MD small businesses, MD, VA, DC commercial auto insurance quotes business insurance coverage Wahington D.C. home based businesses, MD, VA, DC insurance for bouncers general liability insurance inland marine insurance, VA, DC, MD insurance brokers, VA, MD, DC business insurance coverage, VA, MD, DC restaurant insurance, VA, MD, DC workers' comp insurance, VA, MD, DC EPLI home-based business insurance coverage, VA, MD, DC business insurance, VA, MD, DC commercial business insurance, VA, MD, DC business insurance policy commercial insurance, VA, MD, DC commercial insurance small business insurance, MD, VA, DC workers compensation independant contractors insurance commercial insurance brokers The Hartford commercial liability insurance car dealership insurance, VA, DC, MD Dram Shop laws commercial auto insurance, MD, VA, DC Maryland pizza delivery insurance business insurance personal lines insurance, VA, MD, DC liquor liability garagekeepers legal liability personal insurance, VA, MD, DC business insurance policy, VA, MD, DC general liability insurance, VA, DC, MD home owners insurance, VA, MD, DC pub insurance inland marine insurance workers compensation injury commercial auto insurance VA MD DC Employment Practices Liability Insurance delivery insurance potential liability

Archive