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Hospitality Industry Needs Insurance Coverage That is Tailored and Comprehensive

Joseph Coupal - Wednesday, February 01, 2012

Restaurants, bars and taverns are no different than other business in their need for insurance coverage. However, the types of business insurance that restaurants and bars need is more comprehensive. Restaurants require business liability insurance, workers compensation, and a host of other commercial insurance needs.
 
It is important that while you invest your time and money in your business, you have the confidence that you are covered by your insurance in every scenario that can occur.

Your bar or restaurant needs comprehensive insurance that is tailored to your potential exposure and can protect you against all circumstances. From delivery drivers to liquor liability to assault and battery to property coverage TriState Business Insurance, consults with you on a wide-range of restaurant and bar-related coverage as well as the liability needs that are unique to your restaurant, bar, or tavern.

Contact us to see  how you and your business can be better protected.

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Business Interruption Insurance for Food Borne Illness

Joseph Coupal - Wednesday, September 28, 2011

Responsible restaurants, pubs and bars are insured for liability from injuries or lawsuits from customers, but they certainly have “Revenue Loss” Exposure from potential Food Borne Illness Outbreaks.

TriState Business Insurance has been underwriting business interruption insurance and extra expense coverage for food borne illnesses for restaurants and bars.

Restaurants and bars and other businesses in the hospitality industry are vulnerable when it comes to food borne illness.  Regardless of how food borne illness outbreaks are initiated, the results are devastating.  Business Interruption Insurance or Food Borne Liability is what your business needs.

If customer stop coming and revenue drops, how will your business pay for the expenses that continue?  In the absence of physical damage standard Commercial Insurance Policies may not help. Restaurants and other businesses in the hospitality industry need Business Interruption Insurance or Food Borne Illness Coverage.

Contact TriState Insurance for more information on how we can help your business.

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Limit Liability with the Right Pub and Nightclub Insurance

Joseph Coupal - Wednesday, September 14, 2011

Chances are that as a bar, nightclub or pub owner, you have business insurance coverage including general liability,  property and liquor. But are you covered for all the potential exposure? What about your bouncers?

You have to admit, Virginia, Maryland and DC have some hot spots for nightlife. The nightlife business is big business. In D.C. alone patrons can pay $10 or more for a drink; bars and clubs can be big money spots, or so your patrons can believe.

When starting or running a bar or night club, there are many risks and liabilities that need to be considered very carefully.
 
Tristate Insurance has the experience to make sure your bar, pub or nightclub has the proper insurance coverage. The potential liability exposure needs to be brought down to a minimum, the potential risk needs to be controlled; there are a many consideration to take into account.
 
Contact Tristate Insurance for a consultation with one of our insurance professionals. It’s the best place to start to protect your business.

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