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Inland Marine Insurance Is Important for Land Only Businesses too

Joseph Coupal - Wednesday, November 16, 2011

Despite the strange name, Inland Marine Insurance should be considered as part of a comprehensive business insurance plan. Inland marine insurance is the insurance of moving or moveable property. Its beginnings began when products were transported to non-ocean vessels like barges. But inland marine also pertains to insurance of moving or moveable property on land.

Inland Marine coverage includes property that involves an element of transportation. This type of policy covers goods in transit, including:

  • Property in transit
  • Buildings under construction
  • Computer equipment and data
  • Accounts receivable
  • Property held by a bailee
  • Fine Artwork
This type of insurance can be essential to a business insurance policy, based on the type of your business. Consider the items you put in your car for work on a regular basis.

If you are in the construction trade, Inland Marine Insurance can protect the building materials as well as a contractor’s tools and equipment.
 

For more information on Inland Marine Insurance for you business, contact TriState Business Insurance.

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For Small Businesses it Can Be More Expensive Not to Have Insurance

Joseph Coupal - Friday, August 19, 2011

There are a lot of entrepreneurs out there. Many of you who have started your own business had a great idea and have made that into a profitable enterprise. Small Business Insurance is designed to protect you as you figure out how to run your business.

Many small business owners think that having business insurance is too costly for their business. The fact is that not having business insurance may lead to expenses far beyond your annual premium. Imagine your business facing an unexpected risk like fire, theft, employee injury or even a customer’s injury, without having the proper business insurance coverage. The expenses of these claims could potentially put the uninsured (or under insured) owner out of business. Having business insurance is a must have for any business, no matter how small the business is.

Tristate Business Insurance can customize a small business package just for you. Let Tristate Business Insurance take care of you while you take care of your business.

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