It is Valentine’s month and a time when caterers become busy serving food and beverages during school proms, wedding receptions, and valentine-themed events. The more customers that you serve, the more you need catering insurance to protect against ever increasing risk to liability.
Catering business insurance coverage in VA, MD, DC protects caterers when something goes amiss. Such coverage is intended to protect you, your employees and equipment from the high cost of worst-case scenarios. Having a solid insurance in place should be a top priority whether you are a small- or large-scale catering business considering that you will be working in different venues, and usually with some staff who are working with you temporarily or with equipment that are owned by a third party.
Because catering is a varied and flexible industry, it is imperative that you consult only the licensed insurance professionals so you can have a comprehensive coverage that is specific yo your business needs and pay only for what you need. This catering business insurance is a kind of business insurance that is designed and can further be customized to reduce a range of risks when you serve your clients and their guests on special occasions. Therefore, it is ideal that you purchase an insurance policy that will cover a number of liability risks, damage to business property, food spoilage, and equipment breakdown.
Do not wait until it is too late to find out that your existing insurance policy is not comprehensive enough to protect your catering business. For assistance, contact the licensed insurance professionals of TriState Business Insurance.