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Fairfax, VA 22030
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Does Your Small Business Need Business Insurance? – VA, DC, MD

- Friday, September 13, 2013

There are few legal requirements for small business insurance. This is one reason why many small business owners think that skimping on business insurance coverage is a good way to save money. Especially as they are trying to start up and get their business off the ground.
 
Unfortunately, small businesses are particularly susceptible to liability claims. These claims can put your business in serious financial jeopardy. To keep your business and your personal assets protected against unforeseeable events, contact a business insurance broker and get educated on the flowing policies.

Disability
If you become injured or seriously ill, disability insurance will provide you with income as you recover. Considering that the rate of disability claims has risen significantly over the past two decades, it is wise to hold this kind of protection in the event of an unexpected accident.

Liability
Many small business owners do not realize that their personal assets are at risk when liability claims arise, so business liability insurance is essential for any partnership or proprietorship. Errors and Omissions policies can also protect you in liability claims, so speak with a professional to construct a plan that is fit for the nature of your business.

Property
The physical property through which your business operates is a worthy investment, but it can also be a liability if it is not protected. Business property insurance not only protects your building, but also offers protection from losses such as embezzlement.

For more information on small business insurance coverage in the tristate area, contact TriState Business Insurance.

Lake Forrester