Business and Personal Insurance Experts
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September 22, 2014
New business owners are at risk even before making their first sale. Suppose you are starting one that is home-based, what would happen to your start up business if you had to replace the entire inventory before earning a penny from it? What happens to your home based business in Silver Spring during a flood, fire, earthquake, or other disaster? What happens if a client or supplier slips and fall on at your home-based business? Your homeowner's policy may not cover such these disastrous events. This is why home-based business insurance is not an elective business strategy, it is simply mandatory for the smart business owner. You need the most comprehensive home-based business insurance available in Silver Spring, MD.
We understand that you want to try to reduce your overhead expenses as possible. But this must not mean that you will keep your money instead of purchasing an insurance policy that will protect your home-based business. Most entrepreneurs think that their homeowner's policy is enough to protect those business assets. There is a high chance that business equipment or inventory will not be covered by this insurance policy. Or if there will be, it will just be minimal.
Just because your business is based at home does not mean it is covered by your home owner's insurance. Whatever kind of business you operate from your home, you have to avail yourself of a home-based business insurance. This will keep you from worrying that a basement flood or garage leak, for example, will cause the loss of your business assets.
Make a home-based business insurance a part of your initial start up cost and protect not just your business assets but your personal assets as well. It is imperative that you contact a licensed insurance professional from TriState Business Insurance.
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