All motorcyclists on the road are required by law to have limited liability insurance. The motorcycle insurance policies that we write throughout VA, MD, DC covers all motorcycles, scooters, snowmobiles, ATVs, and golf carts. So if you own these types of vehicles and have not recently reviewed your policy with an independent insurance agent such as TriState, it would be wise to do. Only an independent insurance agent willing to shop over a dozen top rated insurance carriers can deliver the best value for your insurance dollar.
In addition to the typical coverage, a motorcycle insurance has some specialized coverage that you may not be familiar with. For this reason, it is best to plan and purchase a motorcycle insurance with an independent agent. You will get accessory coverage, rental vehicle coverage, roadside assistance, total loss replacement, and transport trailer coverage that you may not think you will need but will actually be of great use during emergency situations.
With the help of a motorcycle insurance agent, you can get a specialized protection at competitive rates. Your motorcycle insurance will have a separate coverage for your motorcycle and another set for you. So while your motorcycle is protected against collision, theft and vandalism, you at the same time get covered for medical payments if you ever hurt yourself while riding on it and a liability coverage if you have caused damage to another person or someone else’s property.
To find out more about a comprehensive motorcycle insurance, contact TriState Business Insurance.