The key to maintaining a good home is with a Home Insurance policy. You go to great lengths to keep your home in good shape; make sure your newly cleaned home is also covered with an insurance policy that suits you and your family. Take a second step and take a home inventory! Your home insurance has several major parts, one of which covers the home itself from major losses like smoke and fire. Another major part of the home insurance policy covers your personal items in the home–things like clothing, electronics, and home decorations. Ask your local independent insurance agent (in VA, MD, or DC) agent which coverage is best for your policy, based on your home inventory. Take the time now to create your home inventory list, and be worry-free in the future!
Driving / Car Insurance:
Just as it sounds, collision coverage on car insurance covers you from a loss if there is damage to your vehicle from a collision. This coverage could help if you unfortunately hit someone else’s vehicle or property. It would also help with any expenses to your vehicle or property. Comprehensive coverage offers protection for any vehicle damage not resulting from a collision. When you need (or need to review) your personal auto Insurance coverage, ask your agent about all areas of coverage and whether to add more to your policy, because they are important in a number of situations, including hydroplaning. Sometimes, hydroplaning can lead to accidents, which are otherwise unavoidable. Talk to your agent about your limits for collision and comprehensive as well!
Motorcycle and RV Insurance:
Before you hit the road, make sure you have the Motorcycle and RV Insurance coverage that you need. Aside from the coverage it can offer you for accidents, you would also be grateful for the coverage if your motorcycle or RV is stolen. When it comes to accidents, make sure you have medical payments coverage in case you get hurt during a motorcycle accident. As far as avoiding theft, make sure you secure your bike to a heavy source, remember to take the keys out of the ignition, and install an alarm system. Getting comprehensive coverage is the best way to protect you and your bike. Accidents do happen, and having the right protection for you and your bike is essential. Talk with your independent insurance agent to make sure you have the right liability limits and coverage for accidents and theft.