It would be wise (from both the fiscal and peace of mind perspectives) to protect you and your recreation vehicle (RV) with a custom insurance policy that only an independent insurance agent can design for you. Strongly consider a recreation vehicle insurance policy that will provide you with specialized coverages that will take care of you and your RV. These coverages include, but are not limited to, custom equipment, road side assistance, total loss replacement, and vacation liability.
Make sure you know how your recreation vehicle insurance in VA, MD, DC reads so you will not be surprised at the time of an unfortunate event such as loss or accident. If you have upgraded your RV and modified certain parts, including a custom equipment coverage is very important. With the high cost entailed by these parts of your RV, your existing policy may not be enough to protect it. The custom parts and the charges for upgrades are such a huge investment which make it easy to go over the standard limit of your current RV insurance coverage.
Sometimes small business owners use their personally owned RVs for business-related travel. This can introduce new insurance-related considerations which in fact might offer you an avenue to more affordable coverages and premiums. We would research on your behalf the possibility of insuring the small business owner's RV via a commercial auto insurance policy for a number of strategic reasons that directly benefit you.
To know more about the other benefits of strategically planning and establishing a recreation vehicle insurance policy, contact the TriState Business Insurance.