The best time to get the right insurance policy is before loss happens. That means if you have a business, work with the public, sell food, own a building or have employees driving cars, it is important to have the right insurance policy.
Sounds pretty basic right? Many businesses have commercial insurance policies from when they first opened their doors, before they had numerous employees, two locations, increased sales or a fleet of vehicles.
All businesses are confronted at some time with law suits, theft, loss, accidents or fire. Ensuring that you are properly insured is essential and is good business practice. It's important to understand how and what your business insurance policy covers so that you're prepared before disaster strikes.
Having business insurance does not always cover every scenario, cover all of your liability, or limit your liability. In fact, in some instances, depending on your business and market, you may need supplemental insurance.
To have your business insurance policy reviewed, or for a new business insurance policy, contact TriState Business Insurance.