As it pertains to acquiring life insurance, there is a difference between purchasing and being sold. Unfortunately, far too many people are sold insurance plans by professional sales people. The keywords there are "professional" and "sales". You do not want to engage a professional sales person when making life-long decisions about your financial plans that include life insurance. Smart people purchase life insurance based on the professional advice from independent insurance consultants who are NOT sales agents, rather they act as personal consultants who have zero vested interest in selling any particular life insurance company or product. This is how we serve the life life insurance needs for our clients in Bethesda, MD.
The life insurance policies that we write throughout VA, MD, DC will give you peace of mind knowing that your life insurance consulting team has only YOUR best interest in mind as we study your family situation in depth and then go shop dozens of carriers for the best value in the entire insurance market. As you journey through life, your financial and insurance needs change. Life changing events (such as marriage, children, job change, asset and wealth allocation) all are things that impact your need to adjust your insurance protection plan. This is why it is so smart that plan and adjust your life insurance plan with an independent agent who is, once again, your consultant. How many sales agents will recommend actually cutting your life insurance when the situation arises? Your independent agent actually celebrates this fact and is happy to research life insurance downgrade (often in the form of cashing out life insurance) when the opportunity presents.
To find out more about being served by independent life insurance professionals, contact TriState Business Insurance.