As a homeowner, you should be aware of the vacancy coverage restrictions in a homeowner’s policy as well as the means to avoid such restrictions. These are actually one of the pitfalls of homeowners who fail to purchase a vacant home insurance policy from TriState. Homeowner’s policy are restricted based on its terms and conditions and you can actually receive penalties once you violate those.
In the event that you need to purchase an insurance for a vacant home, it would be best to consult an agent first. Planning a vacant home insurance with an independent agent in Great Falls, VA will actually allow or encourage you to have your homeowner’s policy be revisited in order to determine the specified restrictions. Doing so will help you come up with a more comprehensive coverage that will take care of the risks that your homeowner’s policy will not be able to.
The vacant home and property insurance policies that we independently research and we write throughout VA, MD, DC cater to the basic to the unique needs of every homeowner. Considering that every home, vacant or not, is unique, so it is just imperative that you have an insurance in place that will provide enough protection for your home that is currently or for a long time unoccupied.
To find out more about vacant home insurance options, contact TriState Business Insurance.