On the one hand, a vacant home that no longer houses your personal property poses less of a liability risk than when it did house your personal property. On the other hand, a house not occupied and watched over introduces new "out of site / out of mind" liability risk. What should you do? Contact your independent insurance agent to adjust your coverage via a vacant home insurance policy from TriState and almost certainly save some money.
The vacant home and property insurance policies that we independently research and write throughout VA, MD, DC are strategically developed so they can address the full-range of risks that vacant properties introduce. The protection you will need will depend on the type of home you have and the types of things left in it. The insurance policies from TriState will be able to protect you against all risks that include (but are not limited to) things such as trespassers, thieves, vandalism, insect infestation, frozen pipes, and more. For many reasons, it is best to discuss vacant home insurance options with an independent agent who can explain all this to you.
To find out more about your options when customizing vacant home and property insurance policies, contact TriState Business Insurance.