Workers' compensation insurance covers medical expenses for your employees and at least some portion of their lost wages if they are injured on the job. But while often viewed as an employer mandate to cover his or her rear end, employees read into their worker"s comp coverage highly value the protection and consider it a benefit. And happy employees is good for business.
Most states require companies to purchase workers' compensation insurance for their employees. Therefore, companies must find private workers’ compensation policies.
Small-business owners often think that workers’ comp insurance is just one more overhead expense that provides little benefit. But good workers' compensation insurance is actually an affordable benefit that protects both you and your employees and is a highly valued benefit..
Where workers’ comp insurance is mandated by law therefore, with today’s ever changing workers compensation climate, it’s critical to be insured by an A1-rated workers compensation insurance policy. If an employee should ever suffer a work related illness or injury, your business feels it, emotionally and financially. Workers compensation should cover both you and your employees.
TriState Business Insurance is uniquely positioned to offer your business the best coverage at the absolute most affordable rate, contact us.