If you own a bar or nightclub, you might be protected by a big burly bouncer at the front door. That bouncer provides you and your customers protection from a host of threats that would do you, your business, and your customers harm. When you own a restaurant, bar or nightclub, you need to be protected by something equally as strong: a thorough bar, tavern, nightclub, or lounge-specific business insurance policy.
In today's litigious society, comprehensive business insurance is fundamental important to your overall business strategy. In the day and age where people sue business owners for spilling hot coffee on themselves, bar and tavern owners who serve beer and liquor are easy targets for lawsuit. The insurance industry can be brutal on the uninformed liquor license holder. Well trained insurance salesmen can (and will) sell the unsuspecting bar/tavern owner with excessive and sometimes totally unnecessary insurance riders. They way to protect yourself from such opportunists is to place your trust in your local independent insurance agent (such as us here at TriState Business Insurance) who has zero allegiance to any insurance carrier. The independent insurance agent has 100% allegiance to you and is the professional you can trust to identify your exact liability risks and match your insurance need with the best value insurance offering on the market.
Whether you are a start-up bar/tavern owner or simply wish to have your current policy comprehensively reviewed for value, contact us today. You'll be glad you did.