The term boat encompasses all sailing, motorized, and personalized watercraft that include, but not limited to, fishing boats, jet skis, pontoons, and yachts. The TriState boat insurance policies ( in VA, MD, DC) protects both the vessel and its owner. You should strongly consider a custom insurance policy that is best fitted for your personal needs.
A custom boat insurance policy from TriState will have specialized coverages that will protect you when other policies might not at the time of loss. However, you may not be familiar with these options, neither think of them prior to a claim. So when you are to plan or customize your policy, it would be wise of you to seek the expert advice of an independent insurance agent. If you are looking for a simple policy that only covers your boat, there is nothing wrong with that. Before purchasing a policy, be clear to your agent when discussing terms and conditions so you will not be paying for the coverages which you do not actually need.
Accidents are called as such because they are not planned. It is best to prepare for the worst beforehand so you will not be sorry later. A strategically comprehensive boat coverage can compensate for the replacement of your lost boat with a brand new one of similar quality. It can also cover for the fishing equipment, underwater camera, cell phones, and other personal items other than the 24-hour road side assistance and emergency towing service.
To know more about how you can get an insurance policy that goes beyond standard but not with your budget, contact the TriState Business Insurance professionals.