Certainly, being in the restaurant or food business, you are wary of food borne illness. Responsible restaurants and caterers need to be insured for liability from injuries or lawsuits. This means insurance for exposure to revenue loss as a result of potential Food Borne Illness Outbreaks.
Also known as business interruption insurance and extra expense coverage, TriState Business Insurance underwrites insurance for food borne illnesses for restaurants, caterers and bars.
The hospitality industry is vulnerable to food borne illness. The results of food borne illness outbreaks are devastating. Your business needs Business Interruption Insurance.
Essentially, you need insurance against the stoppage of revenue; if the revenue drops you need a way to cover business expenses. Standard Commercial Insurance Policies may not help you in the event of a food borne illness scenario. For information on Business Interruption Insurance or Food Borne Illness Coverage, contact us.