Hospitality Business Insurance – Protecting Some of the Most At-Risk Business Owners

April 13, 2017      

Bar, tavern, nightclub and lounge business insurance protects business owners in an industry that ranks among the highest for liability risk. In the age of sue anybody for anything, business owners in the hospitality industry are sued each and every day for damages often times due to no fault of their own and entirely due to negligence of the customer. It is not right, but it is a reality of business life.

At TriState Business Insurance, we understand the risks associated with the hospitality industry and how to customize a hospitality business insurance policy that exactly matches your risk exposure and personal risk tolerance. From high turnover and increased supply costs, to employment practices claims and liquor liability – there are many lurking exposures.

We specialize in customizing hospitality and restaurant businesses insurance policies throughout Virginia, Maryland, and DC. You can count on us our access to resources that can address and assist you with many of these issues. We know the insurance products needed to protect your business and we have longstanding relationships with more than 30 insurance carriers and programs that insure restaurant and hospitality businesses in the TriState area.

We provide insurance and risk management services for:

•  Restaurants (Fine Dining, Family Style, Bars / Taverns / Pubs, Franchises, Fast Food)
• Caterers / Catering Facilities
• Banquet Halls
• Private Clubs
• Hotels
• Motels

Available hospitality and restaurant insurance coverages include:

• General Liability
• Property (Building, Contents, Fixtures)
• Liquor Liability o Automobile including Garage or Valet exposure
• Umbrella
• Workers’ Compensation
• Business Interruption
• Food Contamination
• Employment Practices Liability Insurance (EPLi)
• Assault and Battery Coverage

And remember, here at TriState Business Insurance, we are independent consultants and agents who work directly for you. Contact us to learn more about why independent insurance agents (who do not work to maximize insurance company profits like direct insurance salespeople) are the only people you can trust to have only YOUR best interests in mind. Contact us anytime.

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