As the owner of a Heating, Ventilation and Air Conditioning business, your life is busy. Your company may service residential customers, commercial customers, government buildings and more. It is stressful enough to keep track of installation and maintenance schedules for employees and customers. The last thing your business needs is to worry about potential legal issues, accidents, injuries and natural disasters. Commercial HVAC business insurance policies from TriState are tailored to fit your HVAC business’s exact needs.
General liability insurance protects your company from legal claims that might arise from accidents, as well as damages that can occur to your business assets. For example, if a customer receives a bodily injury while selecting a new heat pump inside your store, your company could be legally obligated to pay the subsequent medical bills and expenses. With general liability coverage, the insurance policy takes care of those claims instead. It can also protect you from financial loss and ruin caused by natural disasters and other calamities such as water damage from a burst pipe or smoke and fire damage.
A business owners insurance policy (BOP) provides you with tangible and intangible property protection as well as general liability. A BOP can be customized to fit the way you operate your specific HVAC business:
Traveling to your customer’s jobsite to perform repairs and services, or install new heating and air conditioning equipment puts your company at risk of having auto accidents. A commercial auto insurance policy from TriState protects you from losses, damages and medical bills that may arise.
So lots of things for the HVAC business owner to be concerned about. Let us take that worry off your shoulders. We'll conduct a detailed analysis of your business with you at our side. Then we'll shop over a dozen A-1 rated insurance carriers to insure you get the very best value for you insurance dollar. Call us today!