Liquor Liability Insurance is necessary to your business if your business in anyway deals with alcohol. If your business buys, sells, manufactures, distributes or sell alcohol you need liquor liability insurance. Different and separate from commercial insurance, liquor liability insurance protects your business against loss or damages as a result of claims against your business as a result of alcohol.
Usually, these claims are a result of customers who are “under the influence” and have either injured themselves, someone else or property. Unfortunately, damages resulting from alcohol induced claims tend to be very high, and too often business do not have enough coverage. If you sell or manufacture alcohol, you are exposing yourself to high liability. You may need the additional coverage of liquor liability insurance, contact TriState Business Insurance.