FIRE! You probably assume that is the biggest risk to your family-owned restaurant business. Indeed it certainly a major risk but it is debatable whether it is your biggest risk. The constant threat of lawsuit, be it from your customers or your staff, is as much or more of a threat than fire. A well thought out, researched, and constructed restaurant business insurance policy is your only path to true protection against restaurant fire and restaurant liability risk.
So ask yourself if your business insurance policy is written in a manner that optimizes your best interests. Now that you've asked the question, the only way to answer it is to read your policy. So now you've pulled your policy and in very short order you've worn out your dictionary trying to define all the legal terms and now have more questions than answers regarding if this policy is really adequate to protect you. Your also wondering if this thing is offering anything in terms of a valued asset.
Enter your independent insurance agent as a professional who can get you the answers. Your local independent agent is a subject matter expert in dissecting insurance policies and identifying the multiple avenues that insurance companies insert to protect THEIR interests, not yours. When you team with an independent insurance agent like one of our agents who secure restaurant business insurance policies across VA, MD, and DC) , you team with someone with only YOUR interest in mind. There are over a dozen A-1 rated insurance companies who provide restaurant fire and comprehensive coverage, but not all of them offer both quality and value. Also, insurance companies constantly change their coverage levels and language to protect their best interests. Our job is to research all the A-1 rated insurance companies to see what is being offered at this very moment. This is the only path to the best value and coverage for your insurance dollar
You have nothing to lose and everything to gain by reaching out for a fee consult from an independent business insurance professional team like is at TriState Business Insurance. Your piece of mind is our piece of mind. We invite you to contact us anytime.