The economy is BOOMING! American disposable income is on the rise and people are electing to reward themselves by dining out. But they also are increasingly using that extra money to pay for someone else to cater their meals via home delivery. Caterers are filling that market void at a high rate with more and more caterers adding home delivery services to their business portfolio. As with any business enterprise, home food delivery introduces unique business insurance considerations. As your independent business insurance agent (in VA, MD, and DC) we are uniquely skilled to consult you on the litany of considerations and coverage options specific to the food catering industry. All of the restaurant and catering insurance policies that we craft (for clients in VA, MD, DC) cover you against the obvious risks but also all the not so obvious risks that you are subject to. Some of those risks include:
- Physical damage or loss of catering items
- Damage that you or staff inflict upon delivery sites
- Theft or vandalism of your catering vehicles
- Protection from food allergy and other food-born illnesses
- Auto insurance for your delivery vehicles
- Losses incurred by illness or unforeseen circumstances
We highly advise you to secure your restaurant and/or catering business insurance policy long before you turn your business sign to "open". It's simply a risk not worth taking. We'll do the leg work for you so you can concentrate on getting things set up. So contact your independent insurance professionals here at TriState Business Insurance and get that dream of business ownership started on the right foot.