As is the current business trend, you might seriously consider additional commercial insurance protection to your existing liability insurance policy given the latter often does not cover all expenses. Typically the under insured choose umbrella liability insurance. Business umbrella insurance provides additional protection where your existing policy leaves off.
Hopefully you will never find yourself in the position of needing your business insurance policy. But in the scenario where you do, umbrella liability insurance gives your business another layer of protection. Excess liability policies add additional coverage to your general liability insurance. Umbrella liability insurance will help ensure that your business is protected.
If you are looking for the most affordable way to get higher policy limits on small business insurance policies, excess liability insurance is generally the route to take.
For information on how Umbrella Liability Insurance can help your business in VA, MD, or DC, contact TriState Business Insurance.