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Vacant Dwelling Insurance is Important for Unoccupied Property

February 13, 2013      

Very often insurance companies will not offer insurance on a home or apartment that is vacant. Not so with TriState Business Insurance. Many regular homeowners insurance policies will not provide full coverage after a property is vacant for 30 days, in in most cases, after 90 days.

If a home or apartment is going to be unoccupied for an extended period it is often beneficial to have a vacant home insurance policy in place. Insurance companies are hesitant to offer these policies because generally, vacant properties have a greater risk of break-ins, trespassers, water damage or fire damage.  If there is no one home to keep an eye on things, little problems can easily become expensive issues.  

However, it is for this very reason that vacant home and property insurance be in place. For more information on the benefits, contact TriState Business Insurance.

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