Among the many different fallouts of the poor real estate market of the past couple of years is the number of homes that have been on the market for a long time. Some have been vacated by owners who have moved on to another home leaving their previous home vacant or virtually vacant of personal property. Some have been unoccupied for a significantly long time and this has become an issue with respect to insurance policies because most homeowner’s policies reduce important coverages after 60 days of vacancy. And that is coverage that is critical to you and your family.
It would be wise to plan a vacant home insurance with an independent agent in Alexandria, VA. You will be provided with more options that you will not be able to be aware they exist if you did not consult an agent. You will also get some help in choosing the coverages that will ensure that your vacant home remains protected even when your existing homeowner’s policy have lost some important coverages.
The vacant home and property insurance policies that we independently research and we write throughout VA, MD, DC will protect your home and personal belongings while you are not around. What you have left are much prone to vandalism and glass breakage which are actually not covered at all by your homeowner’s policy.
To find out more about insurance policy options for vacant home properties, contact TriState Business Insurance.