The vacant home and property insurance policies that we independently research and we write throughout VA, MD, DC are created for a residences or buildings that are vacant, empty, or unoccupied. These properties need to be insured for multiple liability risk that can wreck your personal or business finances.
In order to insure your vacant home and receive an expert advice on what policy will work best for your situation, it is best to plan and customize a vacant home insurance with an independent agent. An agent who really understands about the bounds and benefits of this particular insurance can help you decide on things that need critical thinking. You are guaranteed that you will have an insurance policy that is tailor-fitted to your basic and unique needs, offering the highest degree of coverage, the most affordable rates, and the simplest application process.
If your home has been vacant, empty, or unoccupied for over 90 days, the existing insurance policy should be immediately cancelled and a vacant home insurance policy from TriState needs to be put into effect. If an unfortunate event happens in your home and you file a claim for it, and then the insurance company finds out that no one was living in the house for a long time, you will be lucky enough to be paid a part of the claim because more often than not you will not get paid. So it would be wise of you to have an vacant home insurance policy in place.
To find out more about your options on vacant home and property insurance policies, contact TriState Business Insurance.