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Winter Tips for Businesses and Homeowners to Minimize Loss – VA, DC, MD

Tristate Business Insurance Blog

4 December 2013 Bookmark and Share

Winter is fast on the way. While we are glad you have homeowners insurance, auto insurance, and business insurance, you can still minimize the chance of disaster. This winter, be prepared with some simple tips for around the house, around your business and on the road. By being prepared, you can minimize your chance of a loss.

Keep Up Maintenance Indoors:

Schedule heater maintenance - Have a professional service your business and residential heating system so it runs more efficiently and lasts longer.

Check your chimney - Have a professional inspect and sweep your chimney.

Close your storm windows - Make sure all edges of the outer windows are caulked and that no water can get trapped below and cause damage.  Always double-check that the outer pane is up and the inner pane is down.

Change smoke detector batteries - Make sure to change all of the batteries in your smoke detectors' and carbon monoxide detectors' in your home and in your business.

Empty dryer lint trap regularly - Your dryer vent can be a fire hazard if obstructed.  Make sure to empty regularly it between loads of laundry.

Avoid Outdoor Hazards

Turn off water hoses and sprinkles - When the temperature dips below freezing, residual water will freeze and could burst pipes.

Clean out your gutters - Once the leaves fall from the trees, be sure to clear out the fallen leaves and debris from gutters to avoid ice dams, which can cause leaks along the roof of your home.

Winter Driver Tips

Change wiper blades and keep your wiper fluid full - In the upcoming months, your windshield wipers and fluid are used much more, so it's best to keep a spare container of wiper fluid in your car just in case!

Be sure your car is tuned up, your brakes are safe, and that your battery will work this winter.

For more winter tips, contact TriState Business Insurance.

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