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Workers Compensation Insurance: Without It You May Hurt Worse Than Your Injured Employee - VA, MD, DC

Tristate Business Insurance Blog

17 March 2015 Bookmark and Share

If you’ve owned and/or operated your business for any length of time and have never paid out to compensate an injured employee then go buy a lottery ticket because you are one lucky person. In the unthinkable situation where an employee suffers a permanent disability, then that person can sue the business owner for the current and future values of lost wages which can be in the hundreds of thousands of dollars or more. Without workers compensation insurance protection, even a single accident could close your business’ doors forever.

Tristate Business Insurance’s Workers compensation insurance policies (for employers in VA, MD, DC) are custom and affordable policies that in fact protect both the business owner and the employee. You can advertise worker’s comp insurance to current and future employees as a benefit of working for your firm. If your employees ever suffer from illness or injury that is work-related, this insurance policy takes care of their expenses for hospitalization and medication so they can return to work as soon as possible.

The cost and value of the Workman’s comp can vary because every business is different so it would be better to have an insurance coverage be tailor-fitted to your specific requirements and needs. Given this, consulting it with a licensed insurance professional is highly recommended. During the consultation, you will know your options on how to customize an insurance premium while ensuring that your business profitability is still being optimized.

Your human resource is an important asset to be considered in your business so only avail of an insurance policy that can provide you with a comprehensive financial protection for all your employees and your earnings while doing business, contact the licensed TriState Business Insurance professionals.

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